Build a Second Income Before Retirement — Without Risking Your Savings or Creating Tax Headaches

A practical, Canada-specific guide for men approaching retirement whose pension won’t be enough.

Who This Is For?

This is for you if you are:

• A Canadian man aged 45–65
• Approaching retirement
• Realizing your pension won’t be enough
• Looking for a realistic second income
• Wanting to stay compliant and low-stress

This is NOT for:

• Get-rich-quick seekers
• High-risk investing
• Crypto, day trading, leverage plays
• Anyone looking for hype

The Problem (Plain Language)

• Many Canadian men reach their 50s and realize their pension alone won’t support the retirement they expected.

Starting over feels risky, confusing, and often comes with tax surprises.

This guide exists to show a sane, practical path forward.

What the Guide Does

This guide helps you:

• Understand which second-income paths still work later in life

• Avoid common financial and tax mistakes

• Choose a path that fits your time, energy, and risk tolerance

• Build income without putting your retirement savings at risk

Credibility

I’m not a guru. I’m a Canadian approaching retirement myself, building a second income under real constraints — with experience in bookkeeping and income tax preparation.

This guide is built from that perspective.